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Any expectations presented should not be taken as a guarantee or other assurance as to future results. This material is provided by Johnson Investment Counsel (“Johnson”) for informational purposes only.  It is not intended to serve as a substitute for personalized investment advice or as a recommendation or solicitation of any particular security, strategy or investment product. This presentation is not meant to be a recommendation toward the sale or purchase of any of the securities mentioned in the presentation. Opinions expressed by Johnson Investment Counsel are based on economic, market, or other conditions at the time this material was produced and we disclaim any obligation to update or alter forward-looking statements as a result of new information, future events, or otherwise. Facts presented have been obtained from sources believed to be reliable. Johnson Investment Counsel, however, cannot guarantee the accuracy or completeness of such information, and certain information presented here may have been condensed or summarized from its original source. Johnson Investment Counsel does not provide tax, accounting or legal advice, and nothing in this presentation should be taken as tax, accounting or legal advice. Individuals should seek such advice based on their own particular circumstances from a qualified tax, accounting or legal advisor. The material contained in this presentation are copyrighted materials of Johnson Investment Counsel and may not be reproduced, distributed, retransmitted, published or otherwise transferred, commercially exploited, or publicly displayed without permission from Johnson Investment Counsel.