A Personalized Approach to Long-Term Financial Security
Your path to retirement is as unique as you are. We work closely with you to identify your goals, address your concerns, and build a tailored, comprehensive financial plan to ensure your long-term financial security.
How We Help You Prepare
We take a strategic approach to retirement and cash flow planning, focusing on:
- Retirement Income Strategy: Structuring income streams to provide stability and growth.
- Cash Flow Management: Ensuring sustainable spending and income throughout retirement.
- Social Security & Pension Optimization: Maximizing benefits to enhance financial stability.
- Investment Planning: Managing assets strategically for long-term success.
- Tax-Efficient Withdrawals: Optimizing portfolio withdrawals to reduce tax burdens.
A Holistic Financial Plan
Retirement is one of the most significant transitions in life, and careful financial planning is essential to achieving long-term security. At Johnson Investment Counsel, we leverage decades of experience to create customized retirement wealth management solutions that enable our clients to live the lives they’ve envisioned.
There is no one-size-fits-all approach to retirement planning. Our client-centered methodology ensures that every aspect of your financial life aligns with your vision for the future. From investment strategies to estate considerations, we provide tailored solutions that help you navigate the complexities of financial independence.
Our Five-Step Approach to Retirement Planning
We follow a structured process to develop a personalized retirement plan:
- Understanding Your Retirement Goals: Defining your desired lifestyle and long-term objectives.
- Assessing Budget & Expenses: Establishing sustainable spending and identifying financial needs.
- Evaluating Financial Readiness: Reviewing savings, investments, and other assets.
- Reviewing Estate Planning Considerations: Ensuring your wealth transfer strategies align with your legacy goals.
- Analyzing Tax Implications: Structuring investments and withdrawals to minimize tax liability.
Our goal is to determine a sustainable level of retirement income and cash flow based on three primary sources:
- Estimated Social Security Income
- Estimated Pension Income
- Retirement Portfolio Withdrawals
Why Choose Us?
As a fee-only fiduciary, our guidance is transparent, unbiased, and tailored to your best interests. We work solely for you, helping you make informed financial decisions that align with your retirement goals.
Secure Your Future Today
Start planning for a confident retirement. Contact us for a customized retirement and cash flow strategy built around your needs to create peace of mind for the future.